OTHER:

No/Low Down Payment Mortgages
Recognizing that saving enough money for a down payment can be a major stumbling block to buying a home, Bottomline has developed a wide array of low down payment mortgages. These Bottomline products are ideal if you have limited funds for closing costs as well. All these mortgages let you borrow up to the amount of Bottomline's current loan limit toward the purchase of a one-family home that you intend to make your primary residence. The Flex 97 loan is designed for home buyers with very good credit histories; other low down payment loans offer more flexible qualifying requirements and may be particularly helpful if you have a limited income.